Policy rate is dependent on the age of the main member

Family Policy:
Family includes husband, wife and up to 6 children under the age of 21.

Grouped Family Policy:
Up to 4 parents, parents-in-law and grandparents who must be younger than 84 years when the policy starts.

Member + Children / Member + Spouse:
Up to 4 other members who you fully support & must be siblings & cousins younger than 64 when the policy starts & they include uncles, aunts & children over the age of 21.

• Maximum of 6 children (Free Cover) allowed between ages 0 years and 21 years, 26 years when studying full time.
• Waiting period for natural death is 6 months.
• Waiting period for suicide is 12 months
• Immediate cover for accidental death.
• Joining Fee: R100 (Once-off)
• Our funeral policies are administered by Legacy Guard, FSP: 52937